Cypher Investor - A Mic Drop-Worthy Investment Blog

What Are the Merits of Investing in S&P 500 Index Funds?

December 23, 2022InvestingNo Comments

157 days! More than four months! That is a long time since I've written my last post, and a lot of time for people (mainly my friends) to ask me when I'm writing my next one. Thank you, everyone, for your patience. A lot has changed in these 4+ months…

How Do You Financially Handle Surprise Life Events?

July 18, 2022Personal FinanceNo Comments

There are times in your life when you think you can do no wrong financially. You consistently hit your financial goals and don't have surprise life events. Your net worth keeps climbing, you have a reasonable savings rate, and you've found your optimal balance between being a cheapskate and a…

When Should You Invest in I Bonds?

April 27, 2022InvestingNo Comments

The I word: inflation... Why is there so much inflation? When will inflation slow down? What is the federal reserve's and the government's role in all this? I don't know (though I do have opinions that I won't get into here). What I do know is that there are very…

What Is on My Stock Investing Checklist?

February 27, 2022InvestingNo Comments

Checklists can be so helpful, and they are a simple little trick that gets used in various professions. For example, pilots have prevented many accidents by using preflight checklists. Surgeons also use them to avoid operating room mistakes. Checklists are life-saving! As such, there are clear benefits of using a…

The Intelligent Investor – What Are the Practical Lessons From This Classic?

February 6, 2022Book ReviewsNo Comments

Wow, it has been quite a week for us observers of stock markets! The recent volatility in the markets has recently moved to the largest stocks in the market. First, we had Facebook (now called Meta) dropping 26% on Thursday, erasing $250B of market value for the largest single-day drop…

What Are the Implications of the Great Reshuffle?

November 12, 2021Finance News ReactionsNo Comments

If your news feeds are anything like mine, I imagine you've seen plenty of articles about a "Great Resignation." A list of some of these articles includes CNBC, Forbes, & Market Watch. The expressed views generally go as follows: "Covid-19 and its societal impacts have led to a huge wave…

What Are My Personal Investing Biases?

October 23, 2021InvestingNo Comments

All of a sudden, plenty of time has passed since my last post (which was my first ever stock write-up!) During this time, I've spent a lot of time working my day job, reading many books, hanging with friends & family, and thinking about that post. The more I thought…